About Mutual Funds

Mutual funds are an effective long-term savings vehicle. Mutual funds are a great way to "become an owner, not a loaner." They give average families access to an investment vehicle with access to professional asset management*.

All investments involve risk, but your PFS Investments Representative can help you understand those risks and guide you to select mutual funds that match your investments goals and risk tolerance.

PFS Investments' Mutual Fund Providers:

• American Century Investments

• American Funds

• Invesco

• Fidelity Advisor Funds

• Franklin Templeton Investments

• MFS Investment Management

• Nuveen Funds

• Putnam Investments

In the U.S., securities offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, GA 30099. PFSI is a registered broker-dealer and investment adviser with the SEC and is a member of FINRA. Primerica Inc. and PFSI are affiliated. The product providers referenced here offer products by contractual relationship with PFS Investments Inc, a subsidiary of Primerica Inc. They are not affiliated with Primerica Inc. or PFS Investments, Inc.

Investors should carefully consider the investment objectives, risks, charges, fees, and expenses of any mutual fund before investing. This and other important information can be found in the fund prospectus and or summary prospectus, which may be obtained from PFS Investments, or by calling the fund or by visiting the fund's website. Please read each fund's prospectus carefully before investing. Investing entails risk, including loss of principal. Mutual fund shares, when redeemed, may be worth more or less than their original value.

*Diversification does not guarantee a profit or protect against loss.