Revolutionizing Term Life Insurance

What is Term Life Insurance?

Term life insurance provides coverage for a specific period of time, or "term" of years. If the insured person dies within the "term" of the policy and the policy is still in force (active), then the death benefit is paid out to the beneficiary.

This type of insurance typically allows clients to initially purchase more insurance coverage for less money (premium) than other kinds of life insurance. Primerica's "Buy Term and Invest the Difference" philosophy encourages clients to take this "difference" in premium and invest it for the future.

Do I Need Life Insurance?

If anyone is depending on your income or if you have obligations (debt, mortgage, etc.) that would fall to someone else to handle if you were to die, then the answer is, "Yes."

Life insurance acts as a substitute for income. Have you ever calculated how much you'll earn in your lifetime? Typically, over the course of your working years, the answer is usually "a fortune." The potential risk of losing that earning power – earnings you'll need to fund your family's biggest goals like buying a home, paying for your kids' education, reducing debt, saving for retirement, etc. – especially at the early or mid-point of those years, is what makes life insurance a necessity for most people.

RH INVESTOR OFFERS PRIMERICA SERVICES

With the latest technology and underwriting process, Primerica offer's clients an easier, straightforward and convenient way to purchase term life insurance – all with the help and support from Ronald & Hauwa. Your Licensed Primerica experts.

• Advanced technology can provide an underwriting decision with actual rates in real-time in many cases.

• Policies are written in plain language, so terms and conditions are easy to understand.

• Faster processing of applications.

• Receive personalized service from a licensed Primerica representative in the local area.

Ronald & Hauwa are ready to help you find the best term life insurance product for your unique needs.

PRIMERICA TERM LIFE INSURANCE OFFERS AFFORDABLE PROTECTION

You need term life insurance. A common misconception about life insurance is that it is a permanent need for each family. Many financial experts see life insurance as a tool to "buy time" until you accumulate savings – and not as a permanent fixture of your financial life. Term life insurance is generally much more affordable in the initial years to provide the right amount of coverage you really need for your family.

PRIMERICA LIFE INSURANCE

Primerica's life insurance companies offer affordable term life insurance protection ranging from a 10-year level premium policy all the way up to a 35-year level premium policyii. The recognition received by our life insurance companies reflects our dedication to deliver term life insurance products to our clients.

Investor's Business Daily #1 Most Trusted Life Insurance Company 2022

Forbes 2022 America's Best Insurance Companies

"Term Insurance is pure protection, like fire insurance or auto insurance, its sole function is to support your family if you die. You can buy large amounts of coverage for modest amount of money – and big policies are what your spouse and children need."

Making the Most of Your Money Now, Jane Bryant Quinn

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